Our Investment advisory services are designed to assist you with a program for investing your funds. To develop the optimal investment portfolio for you, we will first discuss your specific needs and objectives, the timing and amount of your cash flow needs, and your risk tolerance. Together we will determine an appropriate asset allocation and target return needed to achieve your goals and develop an investment strategy that you are comfortable with.
Index and actively managed low cost institutional mutual funds and ETF’s (Exchange Traded Funds) are typically used to invest your funds.
Your portfolio will be continually monitored and rebalanced as needed, and each quarter you will receive a consolidated investment report. This will allow you to focus on the big picture and view the performance of all your accounts in one concise report. Monthly individual account statements are provided by your account custodian.
Our Investment Philosophy
Investing should be viewed as a long-term strategy, taking appropriate amounts of risk to help you reach your goals, while monitoring your investments closely and making changes as necessary over time.
- Diversification and asset allocation are driving components in portfolio construction.
- Utilizing low cost investments can greatly impact portfolio performance over time.
- Tax efficient investments should be used when appropriate.
Investment Advice on a One Time or As Needed basis
If you are comfortable managing your own investments, but want a second opinion, or some advice on asset allocation, investment selection, or help with your employer savings plans, 401(k), SIMPLE, SEP, IRA, or ROTH, I can help. I am available on a case-by-case basis to meet your unique needs. My as-needed service works well for clients who need occasional professional investment advice, but prefer to monitor and manage their own portfolios.